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From the Inside Flap -------------------- Few expats realize how much they're giving up when they choose to work abroad. For example, many public sector workers in the U.S., Canada, U.K., and Australia earn generous government benefits. As a result, they retire with more disposable income than most career expatriates. But it doesn't have to be that way. Andrew Hallam shows expats how to build stock market wealth. And he shows where dangers lurk. Financial salespeople abroad often slither into expat workplaces. They cold-call you at home. They e-mail you at work. They sell the worst financial products in pursuit of huge commissions. Millionaire Expat shows how to avoid such snakes. It shows how to spend just 90 minutes a year on an investment portfolio and beat most professional investors. Nobel Prize winners in economics agree with Hallam's strategy. Warren Buffett does too. Whether you're from the United States, Canada, United Kingdom, Australia, New Zealand, South Africa, South America, Ireland, Europe, or Asia, Millionaire Expat has a tailored portfolio for you. But many people are terrified to invest on their own. If that describes you, there's no need to worry. Millionaire Expat also shows how to find the right kind of advisor. These aren't the typical, financial snakes in suits. These are certified experts, trained to follow the principles that are outlined in this book. Hallam's final two chapters offer a hands-on activity. Using your personal goals, he shows how much money you'll need to save for retirement. You don't need a massive income to build the retirement you deserve. Let Millionaire Expat be your guide. From the Back Cover ------------------- "Wise investment advice delivered with clarity and humor." --Burton G. Malkiel, author of A Random Walk Down Wall Street, 11th Edition Praise for MILLIONAIRE EXPAT "Millionaire Expat pulls the cover off a septic 'investment' industry overseas. Andrew Hallam brilliantly explains how armies of untrained financial salespeople service expats the way Bonnie and Clyde used to service banks. No responsible employer would let a new expatriate begin working without first handing them a copy of this important book." --Sonny Wadera, MBA, financial security advisor, Kelson Financial "I like to think of Andrew Hallam as the Johnny Appleseed of Index Investing. He travels the world, introducing his fellow expats to the humble miracle of low-cost investing. That same investing is the best path to a well-funded and independent future. If he comes your way, make every effort to meet him. Listen carefully. Whether you meet him or not, read this book. First, you can use it as a shield against blood-sucking sales people. They will gladly drain the return on your savings to line their pockets. They will happily deprive you of a well-funded future. But there is a more important use for Millionaire Expat It will be your detailed road . It tells you exactly how to save and invest for your future while living in the growing tribe of expats." --Scott Burns, U.S. syndicated finance columnist "Andrew's book is about dismantling myths, making complex things easy and answering those questions one would have always liked to ask...but didn't dare. Based on a thorough analysis, tons of data and evidence, Andrew provides the easiest formula for financial planning: a clear set of very simple do's...and an even simpler set of don'ts. Follow these rules. It is simple. It is easy. It is rewarding right from the start." --Alberto Pamias, Director, Delta Partners Group "In Millionaire Expat, Andrew Hallam removes the complicated jargon of investing, helping readers understand the importance of sound, proven retirement strategies. With nearly two decades of living and working internationally, Andrew teaches readers how to avoid the financial sharks preying on unsuspecting expats. Regardless of whether you're new to the international scene or a veteran, whether you live in Chincha, Peru or Sim Reap, Cambodia (the world's two furthest cities apart), this book is an indispensable guide to investing and retiring well." --Jeff Devens, PhD, International School Psychologist and author of A Parent's Guide to Raising Kids Overseas