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This is the perfect book for anyone wanting to understand the often puzzling programs of Social Security and Medicare. Organized in a stress-free, flowing style, each chapter gives you a point-by-point description of your benefit options and the steps you’ll need to take to obtain them. Author, Dr. Donna Davis, wants you to know that obtaining your rightfully earned benefits is not as hard as most people think. That’s why she’s written this book: The Social Security Retirement Toolkit: A Step-By-Step Guide to Getting the Money, Benefits & Financial Support You Are Entitled to in Your Golden Years Trying to wade through the quagmire of online information about Social Security can take a long time, and all the financial jargon can make it difficult to follow. In Your Social Security Retirement Toolkit, Dr. Davis has condensed hundreds of pages of government information into one, concise package, using simple, everyday language you don’t need to have an Accounting degree to understand. In this book, you will find answers to these questions (and many more): * When can I start collecting Social Security? * How much money will I get? * What do I have to do to get it? * What if I live abroad? * What if I’m divorced or widowed? * Can I work while collecting Social Security? * Am I eligible for Medicare? * When can I get Medicare? * Is Medicare free? Your Social Security Retirement Toolkit will save you time, spare you headaches, and help you better at night. It will give you all the information you need to make educated decisions about your financial future and avoid the mistakes many others have made. It will give you more choices, so you can have more money and more financial security as you get older. All of this will bring you peace of mind and a feeling of empowerment about your future. Accepting the fact that we are aging and our lives are inevitably going to change can be emotionally difficult for many. But with this book by Dr. Donna Davis, at least Social Security and Medicare need not be a nightmare. What readers are saying: “A clear, concise book with tons of valuable information. Donna Davis has a knack for taking a subject that is complicated and y for many and making it easy to read and understand. I highly recommend this book!" ~ DR. ROBIN BROMBERG "A must-read for anyone approaching the retirement years.” ~ MELINDA CLINES “…clear and captivating, slicing through complexity simply and accurately." ~ THOMAS ELDER